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Barriers in financing microenterprises from the perspective of Czech and Slovak microentrepreneurs

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Veröffentlicht in: Journal of business economics and management 20(2019), 2, Seite 224-267
Personen und Körperschaften: Civelek, Mehmet (VerfasserIn), Ključnikov, Aleksandr (VerfasserIn), Krištofík, Peter (VerfasserIn), Rozsa, Zoltán (VerfasserIn)
Titel: Barriers in financing microenterprises from the perspective of Czech and Slovak microentrepreneurs/ Mehmet Civelek, Aleksandr Ključnikov, Peter Krištofík, Zoltán Rozsa
Format: E-Book-Kapitel
Sprache: Englisch
veröffentlicht:
2019
Gesamtaufnahme: : Journal of business economics and management, 20(2019), 2, Seite 224-267
, volume:20
Schlagwörter:
Quelle: Verbunddaten SWB
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author Civelek, Mehmet, Ključnikov, Aleksandr, Krištofík, Peter, Rozsa, Zoltán
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contents This paper compares how Czech and Slovak microentrepreneurs perceive the volume and ease of access to finance that they face. Having an adequate number of sources of finance and easier access to them can help improve both enterprise and country performance. Chi-square and Z score tests for population proportions were used to test hypotheses. 740 microenterprises from Czech Republic and 287 microenterprises from Slovakia were included for the analyses that were performed by this study. The results show that Czech microentrepreneurs feel they have more sources of finance and have easier access to them than their Slovak counterparts. These differences may in part be linked to other factors such as the experience and age of microentrepreneurs and micro-firms, amount of business loans and microfinancing organizations, credit interest rates and credit rejection rates, the relative degree of economic freedom, the volume of government guarantees, relative GDP levels, the quality of business environment and ease of doing business. Additionally, The Moran's I spatial autocorrelation index was performed to evaluate influence of location on the perception of Czech and Slovak microenterprises that were located in different regions of both countries. The paper also discusses the results' policy implications for governments and financial institutions.
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spelling Civelek, Mehmet VerfasserIn (DE-588)1122509839 (DE-627)875714935 (DE-576)481355294 aut, Barriers in financing microenterprises from the perspective of Czech and Slovak microentrepreneurs Mehmet Civelek, Aleksandr Ključnikov, Peter Krištofík, Zoltán Rozsa, 2019, Text txt rdacontent, Computermedien c rdamedia, Online-Ressource cr rdacarrier, DE-206 Open Access Controlled Vocabulary for Access Rights http://purl.org/coar/access_right/c_abf2, This paper compares how Czech and Slovak microentrepreneurs perceive the volume and ease of access to finance that they face. Having an adequate number of sources of finance and easier access to them can help improve both enterprise and country performance. Chi-square and Z score tests for population proportions were used to test hypotheses. 740 microenterprises from Czech Republic and 287 microenterprises from Slovakia were included for the analyses that were performed by this study. The results show that Czech microentrepreneurs feel they have more sources of finance and have easier access to them than their Slovak counterparts. These differences may in part be linked to other factors such as the experience and age of microentrepreneurs and micro-firms, amount of business loans and microfinancing organizations, credit interest rates and credit rejection rates, the relative degree of economic freedom, the volume of government guarantees, relative GDP levels, the quality of business environment and ease of doing business. Additionally, The Moran's I spatial autocorrelation index was performed to evaluate influence of location on the perception of Czech and Slovak microenterprises that were located in different regions of both countries. The paper also discusses the results' policy implications for governments and financial institutions., DE-206 Namensnennung 4.0 International CC BY 4.0 cc https://creativecommons.org/licenses/by/4.0/, Aufsatz in Zeitschrift DE-206, Ključnikov, Aleksandr VerfasserIn aut, Krištofík, Peter VerfasserIn aut, Rozsa, Zoltán VerfasserIn aut, Enthalten in Journal of business economics and management Vilnius : VTGU Publ. House "Technika", 2003 20(2019), 2, Seite 224-267 Online-Ressource (DE-627)55226010X (DE-600)2400520-4 (DE-576)27798033X 2029-4433 nnns, volume:20 year:2019 number:2 pages:224-267, https://journals.vgtu.lt/index.php/JBEM/article/download/8114/7407 Verlag kostenfrei, https://doi.org/10.3846/jbem.2019.8114 Resolving-System kostenfrei, https://doi.org/10.3846/jbem.2019.8114 LFER, https://journals.vgtu.lt/index.php/JBEM/article/download/8114/7407 LFER, LFER 2020-04-07T00:00:00Z
spellingShingle Civelek, Mehmet, Ključnikov, Aleksandr, Krištofík, Peter, Rozsa, Zoltán, Barriers in financing microenterprises from the perspective of Czech and Slovak microentrepreneurs, This paper compares how Czech and Slovak microentrepreneurs perceive the volume and ease of access to finance that they face. Having an adequate number of sources of finance and easier access to them can help improve both enterprise and country performance. Chi-square and Z score tests for population proportions were used to test hypotheses. 740 microenterprises from Czech Republic and 287 microenterprises from Slovakia were included for the analyses that were performed by this study. The results show that Czech microentrepreneurs feel they have more sources of finance and have easier access to them than their Slovak counterparts. These differences may in part be linked to other factors such as the experience and age of microentrepreneurs and micro-firms, amount of business loans and microfinancing organizations, credit interest rates and credit rejection rates, the relative degree of economic freedom, the volume of government guarantees, relative GDP levels, the quality of business environment and ease of doing business. Additionally, The Moran's I spatial autocorrelation index was performed to evaluate influence of location on the perception of Czech and Slovak microenterprises that were located in different regions of both countries. The paper also discusses the results' policy implications for governments and financial institutions., Aufsatz in Zeitschrift
title Barriers in financing microenterprises from the perspective of Czech and Slovak microentrepreneurs
title_auth Barriers in financing microenterprises from the perspective of Czech and Slovak microentrepreneurs
title_full Barriers in financing microenterprises from the perspective of Czech and Slovak microentrepreneurs Mehmet Civelek, Aleksandr Ključnikov, Peter Krištofík, Zoltán Rozsa
title_fullStr Barriers in financing microenterprises from the perspective of Czech and Slovak microentrepreneurs Mehmet Civelek, Aleksandr Ključnikov, Peter Krištofík, Zoltán Rozsa
title_full_unstemmed Barriers in financing microenterprises from the perspective of Czech and Slovak microentrepreneurs Mehmet Civelek, Aleksandr Ključnikov, Peter Krištofík, Zoltán Rozsa
title_in_hierarchy Barriers in financing microenterprises from the perspective of Czech and Slovak microentrepreneurs / Mehmet Civelek, Aleksandr Ključnikov, Peter Krištofík, Zoltán Rozsa,
title_short Barriers in financing microenterprises from the perspective of Czech and Slovak microentrepreneurs
title_sort barriers in financing microenterprises from the perspective of czech and slovak microentrepreneurs
topic Aufsatz in Zeitschrift
topic_facet Aufsatz in Zeitschrift
url https://journals.vgtu.lt/index.php/JBEM/article/download/8114/7407, https://doi.org/10.3846/jbem.2019.8114